Toh Yiqin

Dear Home Owners,

DO YOU KNOW WHICH OPTION IS GOOD TO USE YOUR CPF?

CLICK HERE TO FIND MORE INFO

SHOULD YOU USE OPTION 1 OR 2?

OPTION 1

Pay up fully your monthly housing loan

OPTION 2

Upgrade your existing house but have spare funds and extra income

MOST PEOPLE WOULD USE OPTION 1

But if you use OPTION 2, do you know how to do it in an EFFECTIVE way?

With my PROVEN and EFFECTIVE home progression strategy, your CPF and CASH can be better utilised to generate additional income and create a reserve fund for yourself.

Do you want to give you & your family the lifestyle you always wanted?

TAKE ACTION NOW FOR A FINANCIALLY FREE FUTURE

Let's meet up for a completely FREE and NON-OBLIGATORY sharing session TODAY.

CASE STUDY

Mr and Mrs Koh, both 35 years old, were owners of a 4 room HDB flat. Their plan was to pay fully for their property.

But after doing detailed calculations & explaining different options to them, they had learnt better way of managing their money.

They have since upgraded to a Condominium without touching any of their savings, and even have a CASH reserve, with my meticulous calculations & conservative planning.

YOUR WEALTH IS BEING EATEN AWAY MONTH AFTER MONTH WHEN MORE & MORE OF YOUR CPF IS BEING LOCKED IN YOUR HDB

With most or all of your CPF channelled into your HDB flat, you lose


	The 2.5% interest you could have earned if you had left it inside CPF
	The accrued interest of 2.5% be returned to CPF when you sell eventually
	That is total of 5% TAKEN AWAY from you, year after year.

For example, if $250,000 worth of CPF funds is used to pay for your HDB, at the end of 5 years, you lose $32,850 in interest earnings at the end of 5 years.

Selling your HDB at the end of 5 years, you would need to return $282,850 to CPF, which is $32,850 less cash from the sales proceed of your property.

In Total, Your Loss = $65,700!!

DID I MENTIONED THE 2.6% INTEREST YOU PAY EVERY YEAR FOR YOUR HDB LOAN?

So how can you escape from this TIME BOMB? Let’s meet up for a non- obligatory session with me to find out!

Let's Meet For A Non-Obligatory And Free Sharing Session To Know More.

The effective progression strategy is the proven way for you to generate additional income and create a reserve fund for yourself.

Let's Meet For A Non-Obligatory And Free Sharing Session To Know More.

WITH A PERSONALISED ACTION PLAN AND PROVEN & TESTED STRATEGIES & TECHNIQUES, YOU CAN :


	Provide a Better Lifestyle and financial freedom for your family
	Own multiple properties comfortably with high return of investment
	Create passive income with little or no extra financial commitment.
	Retire Rich with Stable Passive Income
	Leave behind a legacy for your beloved children

A Property Wealth System awaits you, Seize this opportunity to achieve Financial Freedom.

Let's Meet For A Non-Obligatory And Free Sharing Session To Know More.

What you can expect from my sharing Session :


	An in-depth analysis that allows you to understand your financial position
	A 4-step financial calculation process, including additional costs like legal fees, cash outlay, stamp duty, etc.
	3 ways to analyse the available options in the property market that is suitable for you
	A CONSERVATIVE & ACHIEVABLE asset progression plan, allowing you to retire comfortably without overspending
	SIMPLE yet EFFECTIVE home-ownership progression plan to accumulate wealth earlier
	How to spot properties that have HUGE POTENTIAL UPSIDE

Hi I am Toh Yiqin

I’ve been in real estate for over 8 years. But frankly experience is not as important as market knowledge and financial analysis in today’s market. We need new age solutions for today and tomorrow’s problem. Not solutions or experiences with past policies. Speak to me today to see if I can really solve your problem.

Let's Meet For A Non-Obligatory And Free Sharing Session To Know More.

TESTIMONIALS

YQ was recommended by a close friend of mine when he heard that I was looking to shift my house. It sounded like a simple sale and purchase but it was YQ who jolted me to my senses that what I commit myself to today is going to have an impact on me and my family 5 years down the road when we want to upgrade again. There was no sales talk, rather it seemed more like a reunion when we first meet up with YQ. He tabled all options and explained painstakingly which method is and was going to be the best for us. He “walked in our shoes” and demonstrated that it was never going to be a one off transaction with us but more like a “family decision” which were what me and my wife could never expect from. Today we’re proud owners of a condo now, a “rookie” landlord and can sleep soundly at night knowing that we’re sufficiently buffered even if there’s a repeat of financial crisis like the Lehman Brothers crisis.

David & Mei Chen

My wife and I first met YQ when we contacted him over a listing that he advertised. We fell in love with the property at first sight, made an offer, with a couple and offers and counter offers, our offer was finally accepted by the sellers! Like how all strangers meet, we rarely open up our hearts. Reality hit hard as quickly too when we shared with YQ our financials, reasons for moving and our plans. However, thanks to YQ, sellers weren’t angry with us even though we had to retract our offer and had wasted their time. Besides being a good negotiator, YQ is definitely a consultant too. He set us back in pace and laid out all options that were available to us but we didn’t know! His in depth knowledge of the property market and financial instruments convinced us to choose another path which we were adamantly against had we not meet him. Not to be mentioned here, as I would strongly recommend to speak to him so that he can customise the best plan for you!

Mr and Mrs Ong

Why should you be getting less? Give your family the life they deserve.

Let's Meet For A Non-Obligatory And Free Sharing Session To Know More.

With my PROVEN strategies, you can UPGRADE your property and let it work for you.

Get more clarity for a FREE & NON-OBLIGATORY sharing.

Click Here For A Free Consultation Today

Disclaimer : The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.